Possessions of high-value may not be fully covered under your standard homeowners insurance policy.

Caruso Insurance has over 30 years of experience providing valuable item insurance to residents of the Delaware Valley, Pennsylvania, including Wayne, Norristown, Conshohocken, Plymouth Meeting, Phoenixville, Blue Bell, Broomall, Philadelphia and everywhere in between.

Some important facts to think about when considering valuable items coverage:

  • Standard homeowner's insurance policies will cover the value of a damaged or stolen valuable up to between $1,000 and $2,000.
  • On a standard homeowners insurance policy, lost or misplaced valuable items are not covered.
  • Added coverage for a specific item is often referred to as an endorsement or a floater.
  • This type of coverage is usually recommended to insure: jewelry and engagement rings, antiques, fine art, furs, guns, tractors, golf equipment, and expensive electronics (just to name a few).

Whether you're just looking to insure that one piece of expensive jewelry, or if you want to insure multiple high-cost belongings, Caruso Insurance works with many reputable insurance companies, like Travelers, to find you the best rates available.