Caruso Insurance specializes in finding affordable auto insurance coverage for those considered "high risk," or in need of a "nonstandard" policy.

Conveniently located in King of Prussia, Pennsylvania, we represent a variety of insurance companies and are able to provide competitive rates to the surrounding areas of Wayne, Norristown, Conshohocken, Plymouth Meeting, Phoenixville, Blue Bell, Broomall, Philadelphia and everywhere in between.

"High risk" policies, sometimes called "nonstandard policies," are designed for drivers who are considered a higher risk to insure because of past traffic violations or accidents. We represent A+ rated companies, such as Progressive, that offer extremely competitive rates for high risk drivers. Caruso Insurance provides high risk auto insurance because we understand the difficulty high risk drivers face finding insurance. We work to design affordable policies specifically for these, and other similar types of scenarios:

  • If your license has been revoked or suspended and requires an SR-22 policy for reinstatement, we will assist you in getting this taken care of online in minutes!
  • If you are over the age of 70, many insurers view you as "high risk," while Caruso Insurance sees you as an experienced driver deserving of a more affordable policy.
  • If you're under the age of 20, many insurers will often view you as "high risk," while Caruso Insurance feels you deserve a fair rate and shouldn't be penalized for your age.
  • If you have a history of multiple auto insurance claims and/or violations, we'll do whatever we can to keep you on the road and even award you discount points for maintaining a clean record over time!

Questions? Not sure where to start? Contact us today, our friendly and knowledgeable staff are here to help!