Affordable life insurance to protect the future of your loved ones and help plan your financial goals.
Caruso Insurance is the premier life insurance agent, located in King of Prussia, PA. We offer local and convenient life insurance coverage resources to all areas of the Delaware Valley, including Wayne, Norristown, Conshohocken, Plymouth Meeting, Phoenixville, Blue Bell, Broomall, Philadelphia and everywhere in between.
Term or Permanent Life Insurance?
The one that's right for you depends on many factors, including your budget, the amount of coverage you need, and the length of time you'd like the coverage to last.
The benefit of working with Caruso Insurance is that we have access to free quotes from over 100 life insurance companies, access to preferred rates for both smokers and non-smokers, and can help you find the best policy tailored to your unique life insurance needs. Whole Life Insurance, Universal Life and Variable Life Policies are also available.
Long Term Care
People are living longer and they need to take stock of their planning options to assure a better future for themselves and their families. One planning option is long-term care. This type of insurance provides assistance to people who become less mobile and need health care, whether it is in a nursing care facility or in their own home. We represent several Long Term Care Insurance Companies, and take the time to determine a program that best fits your needs.
Disability Insurance
Disability Income Insurance, or "DI" as it is sometimes known, provides coverage that replaces a portion of your income if you become too sick or disabled to return to work. While many employers offer a variety of other insurance coverage, i.e. health and life, only a small percentage actually maintain these plans after retirement.
According to the National Association of Insurance Commissioners, a 35-year-old person has a 50% chance of being struck down by a disability lasting3 months or longer before he or she turns 65. People in their early 30's are 3x more likely to suffer a disability lasting 3 months or longer than to die, and people in their early 50's are 2x as likely to be on the disabled list than to die.
